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Learn More About getting Pre-approved

Getting Started

Before you officially begin your home search, we always recommend to begin with talking to a lender and getting pre-approved. A lender will be able to answer all of your questions regarding finances and give you a clear understanding of the exact price range you will be pre-approved for and an estimate of the expenses to expect.

Questions to Ask When Interviewing Potential Lenders:

What is the best type of loan for me?
Do I qualify for any special discounts or loan programs? What interest rate can you offer?
When can you lock in my rate?
What fees can I expect from you?
What are my estimated closing costs?

There are many different factors that the lender will use to calculate you pre-approval it's always best to be prepared, so here are a few of the documents you can begin to gather together and can expect to be requested.

Tax Returns
W-2 Forms
Pay Stubs
Bank Statements
List of Monthly Debt

Our Recommended Lenders

Please feel free to reach out and Interview our local lenders we know & trust.

Barry Allen

First State Bank Mortgage

MOBILE: (816) 768-4099
OFFICE: (866) 560-933
FAX: [email protected]
ADDRESS: 6800 College Blvd, Suite 100
Overland Park, KS 66211

www.BarryAllenHomeLoans.com
Cindy Laffey

Intlana Mortgage

MOBILE: (913) 568-9074
OFFICE: (913) 339-9866
FAX: [email protected]
ADDRESS: 7304 W 130th St Suite 105
Overland Park, KS 66213

www.CindyLaffey.com